...Did you Know?

Preferred Finance Company Limited is a story of growth, resilience, and a deep commitment to financial empowerment. Since our founding in 2011, we’ve worked tirelessly to make financial security and prosperity a reality for countless individuals and businesses across Nigeria. Starting as Guarantee Mulltipurpose Cooperative Society, our initial focus was straightforward but impactful: offering members access to loans and financial services to support their families, expand their businesses, and pursue new opportunities. This journey began in response to a clear need in our communities—people needed a reliable partner in their financial journey, and we stepped up to be that partner.

Our growth has been organic and meaningful. As we became more attuned to the needs of our members, we realized that the demand for comprehensive financial solutions extended well beyond the cooperative framework. Over the years, we’ve expanded our vision and services to address these demands, creating a full suite of financial products designed with flexibility and accessibility in mind. This included offerings like Personal Loans, Business Loans, Education Loans, and more specialized services such as Project Finance and Working Capital Loans.

Today, Preferred Finance Company Limited is not just a name in the industry but a trusted partner to our clients. Our vision is clear: to be the driving force that enables financial security and prosperity for all. Guided by our values of integrity, innovation, efficiency, teamwork, empathy, professionalism, and community service, we continue to make strides toward building an inclusive financial landscape. Each client we serve strengthens our commitment to foster financial empowerment across Nigeria, and we look forward to many more years of impactful service.

Who we are

Preferred Finance Company Limited is a dynamic financial institution licensed by the Central Bank of Nigeria, committed to delivering innovative and reliable financial solutions. With a focus on integrity, efficiency, and customer satisfaction, we provide personalized financial services that empower our clients to achieve their financial goals.


Our Vision

We envision a world where everyone has the opportunity to achieve financial security and prosperity.

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Our Mission Statement

Our mission is to provide innovative and reliable financial services that cater to the diverse needs of our clients.

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Our Core Values

Our Milestones

The Company began its journey in 2011 as a humble Cooperative Multipurpose Society, founded with the vision of providing financial support and empowerment to individuals within local communities. Our primary aim was to offer cooperative members access to affordable loans and financial services to improve their livelihoods and businesses.

Over the years, we recognized the growing need for more comprehensive financial solutions beyond the cooperative structure. This realization fueled our expansion into a broader financial services provider. With a strong commitment to innovation, efficiency, and customer-centric solutions, we steadily evolved, enhancing our operations and widening our service offerings to meet the diverse needs of our clients.

In 2024, after nearly a decade of consistent growth and transformation, we successfully transitioned into a full-fledged finance company, officially licensed by the Central Bank of Nigeria (CBN). This marked a significant milestone in our journey, allowing us to operate with greater capacity and offer a wider range of financial products and services, including loans, investment opportunities, and asset management.

Today, Preferred Finance Company Limited stands as a trusted and reliable financial institution, committed to delivering innovative and personalized financial services that drive economic empowerment and community development across Nigeria.