Fixed Deposit Investment for your Preferred lifestyle

Preferred Fixed Income is a secure investment solution designed to provide predictable and steady returns over a specified period. This product is ideal for clients seeking financial stability while preserving their capital. With competitive rates and flexible investment terms, Preferred Fixed Income ensures reliability and peace of mind, making it an excellent choice for risk-averse investors aiming to grow their wealth gradually while maintaining financial security.

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Up to ₦100M

High Interest Rate

Up to 12 Months

Flexible Tenure

Stable Returns

Secured Future

Key Features of Preferred Finance Fixed Deposit

This product is designed to provide investors with a secure and reliable way to earn a fixed interest rate on their deposited funds over a specified period

Key Features

Fixed Interest Rate
Flexible Tenure
Safety and Security*
Compounding Options

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Benefits

1. Stable Returns
2. Capital Protection
3. Ease of Management

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Frequently asked questions

What is a Preferred Finance Fixed Deposit?

Preferred Finance Fixed Deposit is a secure investment option where you deposit a lump sum of money for a fixed tenure and earn a predetermined interest rate. This rate remains constant throughout the investment period, providing guaranteed returns.

How do I open a Fixed Deposit account with Preferred Finance?

To open a Fixed Deposit account, you can visit our nearest branch or apply online through our website. You will need to provide necessary identification documents and complete the application form.

What is the minimum and maximum amount required to open a Fixed Deposit?

The minimum amount required to open a Fixed Deposit is ₦50,000.00 for individual and ₦2,000,000.00 for companies. There is typically no maximum limit, but larger deposits may be subject to additional verification and compliance checks.

Can I withdraw my Fixed Deposit before the maturity date?

Yes, you can withdraw your Fixed Deposit before the maturity date, but it may incur a penalty or reduced interest rate as per our premature withdrawal policy. It is advisable to check the specific terms before opting for early withdrawal.